Fintech & Innovation

Embedded finance, Banking-as-a-Service, artificial intelligence and new financial business models.

Diagram showing AI supporting payments, credit assessment and compliance, with data controls and human oversight.

Industry Guide

The Role of AI in Financial Services

AI helps financial firms detect fraud, assess credit, process documents and support customers. This guide explains how these systems work, where they can fail, and how oversight and regulation differ across major jurisdictions.

2 h ago · 8 min read

Industry Guide

Understanding Financial Infrastructure

Financial infrastructure is the machinery that records ownership, moves money and manages financial obligations. This guide explains how its main components work, how banks and non-bank providers connect to them, and what to check across major jurisdictions.

2 h ago · 8 min read

Diagram connecting customers, financial apps, regulated providers, ledgers and payment systems through clearing and settlement

Industry Guide

How Financial Technology Companies Are Valued

Fintech valuation starts with understanding how a business earns money, who carries the financial risk and how much capital it needs. This guide explains the main valuation methods, the metrics that matter across business models, and how regulation, funding and shareholder rights affect the result.

2 h ago · 8 min read

Diagram showing how revenue, profitability, risk and regulatory capital inform fintech company valuation

Industry Guide

How Fintech Companies Make Money

Fintech companies earn revenue from payments, subscriptions, lending, foreign exchange, investments and financial infrastructure. This guide explains who pays, how the money flows, which costs matter and how regulation shapes each business model.

2 h ago · 8 min read

Diagram showing fintech revenue flows from customers, merchants and business clients through payments, lending, subscriptions and software services.

Industry Guide

How to Start a Fintech Company

Starting a fintech requires more than an app and a banking partner. This guide explains how to define your product, map regulated activities, choose an operating model, build financial controls and prepare for launch across major jurisdictions.

2 h ago · 8 min read

Fintech launch planning diagram showing customers, payment flows, licensed partners, compliance controls and technology systems

Explainer

What Is Embedded Finance?

Embedded finance puts payments, lending, accounts or insurance inside a non-financial service. This guide explains how it works, who provides the regulated product, how customer money is protected and what to check across major jurisdictions.

2 h ago · 8 min read

Diagram showing a retailer or software platform connecting customers to payment, banking, lending and insurance providers through APIs